Xiamen City's pilot industry for handicrafts and stone products pilot industry

Export credit insurance, a policy-based financial instrument, played an important role last year for Xiamen's export enterprises to cope with the financial crisis and maintain market share. The author learned from the Municipal Trade Development Council today that this year, Xiamen City selected the two major industries of handicrafts and stone to pilot the “industry guarantee”, that is, the government funded, providing a basic risk guarantee for enterprises in these two industries free of charge. Since the launch of “Industry Assurance”, more than 30 SMEs have benefited from the two industries.
The handicrafts and stone materials of the pilot industry are the traditional export products of Xiamen, especially the stone exports of Xiamen, accounting for about 60% of the country. At the beginning of this year, the Municipal Trade Development Bureau, the Finance Bureau and the Export Credit Insurance Company, after consultation and screening, finally determined the unified insurance industry for the two industries of handicrafts and stone.
Xia Xiaodong, deputy general manager of Xiamen Branch of China Export Credit Insurance Corporation. The characteristics of their two industries are: the company itself is relatively small and its buyers are scattered and scattered. One export company may export 1 million US dollars a year but the buyer There may be hundreds of such words, usually in accordance with the original mode of operation of our export credit insurance, to a certain extent, it can not enjoy or it is difficult to make good use of our export credit insurance, the policy insurance tool pilot industry warranty, the operation process is greatly simplified . By the end of March, there were 30 or 40 small and medium-sized enterprises in the handicraft and stone industry in Xiamen. They applied for “industry guarantee” to the company through the stone trade association and handicraft association. The insurance premiums of the industry are all paid by the government, and the premium rate is relatively low. Correspondingly, the level of protection enjoyed by enterprises is relatively low, and the maximum compensation for a single overseas buyer is no more than 15,000 US dollars. Relevant parties hope that through industry security, SMEs can have more understanding of Xinbao.
Xia Xiaodong, deputy general manager of Xiamen Branch of China Export Credit Insurance Corporation, can understand that after the letter guarantee, it will be willing to choose our normal high-protection insurance guarantee model so that it can truly enjoy the protection of our responsibility. And risk coverage The City Trade Development Council expects that in the first year of the pilot, the industry can cover the export volume of 500 million US dollars in two industries, helping small and medium-sized enterprises in both industries to open up the market. At the same time as the pilot industry's unified insurance, this year, Xiamen City will continue to promote enterprise warranty and encourage export enterprises, all of which are insured for credit insurance. This year, Xiamen City will maintain the policy of 50% guarantee for the insurance company's premiums, and the non-guarantee enterprise's premium support ratio will be 30%.  

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